What Is Swifty50? A Faster, Simpler Loan for Smaller Deals

Short answer: Swifty50 is a streamlined, lower-leverage loan program for investors who want the fastest possible close and the lightest documentation — a good fit when you don’t need to stretch leverage on a given deal.

The trade-off, explained

Every loan program balances leverage against underwriting complexity. Swifty50 leans hard toward simplicity: leverage is deliberately capped lower than Fix & Flip or Bridge, which means less to underwrite and verify — which means a faster path to the closing table.

Who it’s a good fit for

• Investors buying a smaller deal where maximizing leverage isn’t the priority
• Investors who’ve been burned by slow underwriting timelines on other programs
• Anyone who’d rather bring more cash to closing in exchange for speed and simplicity

The current numbers

Swifty50 is published for loan amounts between $100,000 and $200,000, with leverage in the 40–43% of value range depending on loan size. Larger loan amounts are available by direct quote.

Is Swifty50 right for your deal?

If your deal needs more leverage than that, Fix & Flip or Bridge is probably the better fit. Talk to us about the specifics and we’ll point you to the right program.